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Features
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1
User Information
2
User Background
3
Payment Challenges & Needs
4
Fees & Transaction Costs
5
Security & Fraud Concerns
6
Additional Features & User Experience
1. What is your name
*
2. What is your email
*
3. From what Country are you filling out this survey?
Afghanistan
Afghanistan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antarctica
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
Bahamas
Bahrain
Bangladesh
Barbados
Belarus
Belgium
Belize
Benin
Bermuda
Bhutan
Bolivia (Plurinational State of)
Bonaire, Saint Eustatius and Saba
Bosnia and Herzegovina
Botswana
Bouvet Island
Brazil
British Indian Ocean Territory
Brunei Darussalam
Bulgaria
Burkina Faso
Burundi
Cabo Verde
Cambodia
Cameroon
Canada
Cayman Islands
Central African Republic
Chad
Chile
China
Christmas Island
Cocos (Keeling) Islands
Colombia
Comoros
Congo
Congo (Democratic Republic of the)
Cook Islands
Costa Rica
Croatia
Cuba
Curaçao
Cyprus
Czech Republic
Côte d'Ivoire
Denmark
Djibouti
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Eritrea
Estonia
Eswatini (Kingdom of)
Ethiopia
Falkland Islands (Malvinas)
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern Territories
Gabon
Gambia
Georgia
Germany
Ghana
Gibraltar
Greece
Greenland
Grenada
Guadeloupe
Guam
Guatemala
Guernsey
Guinea
Guinea-Bissau
Guyana
Haiti
Heard Island and McDonald Islands
Honduras
Hong Kong
Hungary
Iceland
India
Indonesia
Iran (Islamic Republic of)
Iraq
Ireland (Republic of)
Isle of Man
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Korea (Democratic People's Republic of)
Korea (Republic of)
Kosovo
Kuwait
Kyrgyzstan
Lao People's Democratic Republic
Latvia
Lebanon
Lesotho
Liberia
Libya
Liechtenstein
Lithuania
Luxembourg
Macao
Madagascar
Malawi
Malaysia
Maldives
Mali
Malta
Marshall Islands
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Micronesia (Federated States of)
Moldova (Republic of)
Monaco
Mongolia
Montenegro
Montserrat
Morocco
Mozambique
Myanmar
Namibia
Nauru
Nepal
Netherlands
New Caledonia
New Zealand
Nicaragua
Niger
Nigeria
Niue
Norfolk Island
North Macedonia (Republic of)
Northern Mariana Islands
Norway
Oman
Pakistan
Palau
Palestine (State of)
Panama
Papua New Guinea
Paraguay
Peru
Philippines
Pitcairn
Poland
Portugal
Puerto Rico
Qatar
Romania
Russian Federation
Rwanda
Réunion
Saint Barthélemy
Saint Helena, Ascension and Tristan da Cunha
Saint Kitts and Nevis
Saint Lucia
Saint Martin (French part)
Saint Pierre and Miquelon
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Saudi Arabia
Senegal
Serbia
Seychelles
Sierra Leone
Singapore
Sint Maarten (Dutch part)
Slovakia
Slovenia
Solomon Islands
Somalia
South Africa
South Georgia and the South Sandwich Islands
South Sudan
Spain
Sri Lanka
Sudan
Suriname
Svalbard and Jan Mayen
Sweden
Switzerland
Syrian Arab Republic
Taiwan, Republic of China
Tajikistan
Tanzania (United Republic of)
Thailand
Timor-Leste
Togo
Tokelau
Tonga
Trinidad and Tobago
Tunisia
Turkmenistan
Turks and Caicos Islands
Tuvalu
Türkiye
Uganda
Ukraine
United Arab Emirates
United Kingdom of Great Britain and Northern Ireland
United States Minor Outlying Islands
United States of America
Uruguay
Uzbekistan
Vanuatu
Vatican City State
Venezuela (Bolivarian Republic of)
Vietnam
Virgin Islands (British)
Virgin Islands (U.S.)
Wallis and Futuna
Western Sahara
Yemen
Zambia
Zimbabwe
Åland Islands
Next
4. What is your primary way of making payments? (Select one)
Bank transfers
Mobile money (e.g., M-Pesa, EcoCash, Airtel Money)
Credit/Debit cards
Cash transactions
Cryptocurrency
Other (please specify)
Specify other way of making payments
5. How often do you make online or mobile payments?
Daily
Weekly
Monthly
Rarely
Never
6. Have you ever had issues with internet access while trying to make a payment?
Yes, frequently
Sometimes
Rarely
Never
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7. What is the biggest problem you face when making digital payments? (Select up to 2)
High transaction fees
Slow processing times
Limited internet access when making payments
Fraud & security concerns
Poor customer support
Lack of payment options in my country
8. If you could improve one thing about digital payments, what would it be? (Open-ended)
9. Would you use an offline payment feature (USSD/SMS-based) if it were available?
Yes, definitely
Maybe
No, I always have internet access
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someone you 5.
10. When choosing a payment platform, how important are low fees to you? (Scale: 1 = Not important, 5 = Extremely important)
1
2
3
4
5
1
Item #1 1
2
Item #1 2
3
Item #1 3
4
Item #1 4
5
Item #1 5
11. What is an acceptable fee for a $100 transaction?
Less than $1
$1 - $3
$3 - $5
More than $5
12. Have high fees ever prevented you from completing a transaction?
Yes, many times
A few times
No, I pay the fees anyway
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13. Have you or someone you know been a victim of online payment fraud?
Yes
No
14. What security feature makes you feel safest when making digital payments?
Biometric authentication (fingerprint/face ID)
One-time passwords (OTP)
2-Factor Authentication (2FA)
Encryption & fraud monitoring
None of these, I don’t trust online payments
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15. Would you like a payment app that allows you to pay bills, buy airtime, and send money all in one place?
Yes, I prefer an all-in-one platform
No, I use different apps for each
16. If we offered free transactions for early users, would you be interested in joining?
Yes
No
Submit
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